Cash Flow Lending

What is it?

Balancing cash flow is a challenge for many businesses big or small, even with the best laid plans businesses can often hit bumps in the road that can leave firms in a precarious situation. Sometimes it can take weeks for mainstream lenders to agree to a loan, this is where cash flow lending comes into its own, short term lending to get cash fast to keep things flowing as they should.

Flexible credit line also known as revolving cash facility is a short-term financing solution for active businesses. The finance is very similar to a bank account overdraft, lending parameters are between £1000 and £150,000 the amount of lending is largely based on the applicant’s requirements and lenders criteria. Applicants will only ever pay interest on money drawn from the account offering
flexibility to business owners and avoidance of unnecessary interest payments. Knowing the cash is there when they need it without the worry of huge interest payments on top.

Flexible cash flow lending offers applicants a quick decision and is usually assessed within a couple of days, unlike other financing applications which can takes weeks or even months to arrange.

The lending provides business owner s with a short-term financing option to allow a growing business to run smoothly and iron out unexpected costs or help with necessary costs to grow, offering many a buffer to manage the daily cash flow challenges businesses face. The lending is ideal for buying stock, paying VAT/tax bills or helping pay for staffing, all of which are needed when taking a business to the next step.

Why choose it?

  • Available to companies of all sizes including sole traders
  • Ideal for loans between £1000-£150,000
  • Available to established companies or newly established start-ups (3 months trading required)
  • Interest is only charged on monies drawn
  • Funds available quickly
  • Lending can be based on future cash flow projections
  • No physical assets required
  • Flexible credit