How do I improve my credit score?

Improving my credit score

The higher your score, the more likely you are to be approved and be eligible for the best deals when applying for a mortgage or credit agreement. You can improve your score by taking the following steps:

  • Check your credit file frequently with one of the three approved companies, Experian, Equifax and Call Credit
  • Reduce your debts
  • Register on the Electoral Roll
  • Make any regular monthly payments on time and in full (setting up direct debits for minimum payments is a great way to ensure payments are not missed)
  • Avoid making lots of credit applications in a short space of time