Frequently Asked Questions

We've put together some of out most frequently asked questions and answers to provide you more information about Everystep Financial and the services we offer.

If you have a question about that's not listed please contact us for more information.

  • The new tax regime on Buy to Let properties
  • How do I prepare for my Will appointment?
  • How do I improve my credit score?
  • What is a credit check and do credit searches or ‘footprints’ on my credit file affect my ability to obtain credit?
  • Can I take on any new credit agreements before applying for a mortgage?
  • How much can I borrow?
  • What is the minimum deposit I will need?
  • Agreement in Principle (Agreement to Lend) – Why do I need one?
  • Offset Mortgages
  • Stamp Duty
  • Credit Scoring
  • You work for yourself?
  • Valuation Options on application
  • Conveyancing
  • How do I prepare for my appointment?