Wayne Richards

Expert Knowledge

  • Commercial Finance
  • Asset Finance
  • Development Finance and Bridging Finance


  • FPC1, 2 & 3 (The Financial Planning Certificate)
  • CeMAP (The Certificate in Mortgage Advice and Practice)
  • Diploma in Commercial Lending (Royal Bank of Scotland internal accreditation)


Wayne spent 28 years with Royal Bank of Scotland, reaching the position of Senior Corporate Relationship Director. As such he had a key customer facing role, ensuring the effective management of a portfolio of complex SME customers with turnovers between £10 – £25million.